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Health Insurance Market Reforms: Pre-Existing Condition Exclusions

Health Insurance Market Reforms: Pre-Existing Condition Exclusions
Insurers pursue multiple strategies to reduce the cost of covering enrollees with pre-existing conditions, or medical conditions and
health problems that existed before the individual enrolled in a health plan. One strategy, the pre-existing condition exclusion, allows insurers to refuse to cover any costs associated with care for a pre-existing condition permanently or over a period of time.Beginning January 1, 2014, insurers in the individual and group markets will be prohibited from imposing pre-existing condition exclusions under the Affordable Care Act. This new fact sheet provides an overview of how pre-existing condition exclusions are regulated under current law, and how the ACA will change those regulations in 2014, enabling consumers to access necessary benefits and services beginning from their first day of coverage.

 

 

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Click the above logo to be taken to an interview of Adria Gross by CBS news

CBS network logo

Click the above logo to be taken to an interview of Adria Gross by CBS news

Healthwatch New York with Angie Kristic, Part 1
Healthwatch New York with Angie Kristic, Part 2
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Medwise Insurance Advocacy Founder Adria Gross: Featured Speaker At 92nd St Y In New York City In March

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Testimonials
MedWise Insurance Advocacy
My name is Bianey Paramo and I would just like to take the time to say how thankful my family and I are to Adria Gross for helping us resolve a very big hospital bill above $23,000. I have four children and my husband is the only one who works and it worried us on how we were going to pay the amount. I thank God for meeting Adria Gross and all of her hard work in turning $23,000 to just $600. I hope God sends her many blessings and helps her to keep helping people that are in the same situation we were in, because without her we wouldn't have solved this problem.